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Wealth

Superannuation & SMSFs

December 2025

One outcome has been the resurrection of insurance bonds, which can be tax-free after 10 years.

Advisers ‘mobbed’: Why the super tax frenzy will continue in 2026

Financial advisers have spent the year helping SMSF clients understand complex new tax tiers for balances over $3 million and $10 million.

APRA deputy chairwoman Margaret Cole stressed the important role trustees play in the superannuation ecosystem.

Diversa protests at new licence conditions for First Guardian failings

The superannuation platform operator is the latest to be stung by regulators for oversight failings related to the collapsed Shield and First Guardian funds.

AustralianSuper’s Mark Delaney is retiring after a storied career at the fund.

‘Made more for Australians than anyone’: AusSuper legend retires

Retiring chief investment officer Mark Delaney discusses where markets and returns are heading, the fund’s stunning growth and his best career advice.

Participants who have previously contributed very little towards home care services will be asked to pay more.

Why has my home care bill jumped by 80 per cent?

New aged care funding arrangements have come into effect. There is more money for clinical care but less to cover the cost of living expenses for self-funded retirees.

Sometimes it’s wise to withdraw super entirely.

How to minimise tax for heirs inheriting super

In some cases involving people aged over 65, withdrawing money from super can produce the best outcome.

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November 2025

Bridging finance can be a useful tool for financial certainty when downsizing.

How bridging finance can help downsizers into the right property

With the property market running hot and the ability to move fast a necessity, bridging finance can be a useful tool for downsizers.

Kyle Mangini, head of IFM’s infrastructure portfolio.

How hard is IFM’s Kyle Mangini actually trying?

The infrastructure king of the super investors needs some of that genius that runs in his family.

With term deposits paying 4 per cent and inflation just above 3 per cent, you’re barely keeping up in real terms.

Should I move $6m in super to term deposits to avoid tax?

A term deposit might feel safe as Labor introduces additional tax on high-balance accounts, but do your homework.

The “Magnificent 7” companies are investing unprecedented sums to win the global race to develop generative AI hardware and software.

Will AI exposure grow our super nest eggs in the long term?

The best way for super funds to navigate the uncertainty and potential volatility is to be transparent about the risks to our super savings.

October 2025

Most SMSF don’t need to be registered for GST, but it can pay to do it regardless.

How registering your SMSF for GST could make you money

Registering your SMSF for GST is a quick process that won’t make you millions, but it means the fund can claim back some expenses. Here’s how to do it.

A graphic showing someone depositing a gold coin onto a stack of coins and golden eggs, depicting superannuation

How to stop your super from going to the wrong people when you die

If you’re in a blended family or have specific concerns, you need to think about a binding death benefit nomination.

There is an “estimate my super” calculator on the ATO website.

The easy way to check you’re being paid the right amount of super

The ATO has substantial powers to investigate the underpayment of super and even penalise employers who do the wrong thing.

APRA deputy chairwoman Margaret Cole has told the industry that a retirement test is the direction of travel.

Big super execs warned to expect testing on retirement products

A proposal to expand the performance testing regime to include retirement products has drawn criticism from some prominent figures in the industry.

Super & Wealth Summit

Super wars strike back at AFR Summit

Super was designed to give Australians dignity and independence in retirement – a purpose too important to be subordinated to short-term fiscal or political goals.

John Pearce, Chief Investment Officer, UniSuper

Retail super’s rise turns liquidity risk: UniSuper

A veteran of the industry says retail funds are regaining market share as concerns about liquidity grow at some of the nation’s biggest pension providers.

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The Netwealth Group’s Matt Heine, left, and his father Michael Heine.

Netwealth’s bailout plea comes after bonuses and mansion-buying

The investment and superannuation platform’s request for help from the federal government has to be a joke.

Taxes on superannuation range from zero to 47 per cent.

How is super taxed? The answer is hideously complex

The two new tax rates for people with high super balances proposed last week brings the number of tax rates in the system up to an even 20.

John McMurdo is Australian Ethical’s chief executive and managing director.

Former MLC exec set to land at $14b Australian Ethical

The investment manager and superannuation fund has hired Anthony Lane as its new chief operating officer.

July 2026 calendar with $100 notes in the background depicting changes to Australia’s superannuation system.

What the capital gains tax bill on $5m in super might look like

Under the new super tax regime, capital gains will likely be calculated from the proposed start date of July 1, 2026, rather than when an asset was purchased. That will save wealthy investors a lot of money

Tax breaks will be less generous for people with large super balances.

What to do about the new $3m (and $10m) super tax

SMSF specialists explain who will be most affected by Labor’s rejigged super tax plan and what they can do to prepare for the changes.

CareSuper chief executive Jason Murray.

For Australian super members, advice is just as valuable as returns

Australians want more from their superannuation funds than just strong investment returns; they also seek valuable advice to help them achieve a comfortable retirement.

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Surging wealth levels among older Australians are changing the shape of the ecoonomy.

The Baby Boomer wealth surge is upending the entire economy

Booming house prices and equity markets have taken Australian household wealth to a record high. The implications for the economy, politics and investing are huge.

Jim Chalmers has played a blinder on the super tax, thanks to some Donald Trump-like scare tactics.

Did Chalmers just Trump the super sector?

Jim Chalmers’ “backflip” on super is nothing like it appears to be. The government just turned a zombie tax budget measure into $1.6 billion.